8.1 Adaptacja do zmian klimatu

Typy wnioskodawców

Municipality, Public body, SME, Large company, Other

Cel

Energia, środowisko, infrastruktura

Znaczenie dla B+R

0 z 3

Polska kwalifikuje się

Tak

Ograniczenie krajów

Poland

Region

Dowolny

Konsorcjum

Niejasne

Poziom gotowości (TRL)

—

Tematy

• Climate adaptation
• Green-blue infrastructure
• Stormwater management
• Depaving

Ocena maszynowa na podstawie tekstu naboru; warunki sprawdź u źródła. 23 paź 2026

Fakty wyodrębnione z dokumentów źródłowych w przeglądzie danych Scindu. Każda wartość ma własne warunki. Brak danych oznacza, że źródło nie podaje wartości, a nie zero ani brak limitu.

Typ wnioskodawcy

The loan call notice lists: local-government units and their unions, plus entities providing public services in the performance of local-government own tasks; commercial-law companies and state legal persons; housing cooperatives and housing communities. The notice does not list state budgetary units.

Ograniczenie wniosku

This review is limited to the exact loan call 28/NC/UR/8.1/2026/adaptacja_pożyczka. The loan notice schedules applications from 1 October 2026 through 30 September 2034 or until allocation is exhausted. The exact current catalogue row has status open as of 22 October 2026 but records a 30 June 2034 end date, so the catalogue and call notice dates conflict; the page does not authenticate live GWD submission or remaining funds.

Ograniczenie wniosku

The programme’s access criteria cover filing within the advertised period in the prescribed form with complete, properly signed materials; beneficiary-category eligibility; no applicant-caused NFOŚiGW contract termination in the preceding three years (except mutual termination); compliance with public and civil obligations; project-purpose/type and form/intensity conformity; no completion before filing; and conformity of the implementation and disbursement period. Type-specific criteria also apply. This source review does not establish whether any individual applicant satisfies them.

Ograniczenie wniosku

For project types §7.5.1 or §7.5.2 other than channel/near-channel retention, the application should include listed final administrative decisions if required and obtained. The absence of a required decision before submission does not itself prevent filing or cause rejection; the decision may still be necessary to implement the investment.

Ograniczenie wniosku

Where requested loan support is lower than the project total cost, the required-attachments list calls for evidence that all financing sources are balanced, such as lender/financier promises or contracts, budget documents, account statements or equity documents, depending on the funding source.

Ograniczenie wniosku

For project type §7.5.1 actions, except projects undertaken by housing communities or cooperatives, the programme requires the project to derive from governmental, supra-regional, regional or other strategic/planning documents. The required-documents list specifies the source document; criterion §8.12(a) requires the applicant’s declaration. This condition is not applied here to other project types.

Ograniczenie wniosku

For §7.5.1(b) channel or near-channel retention, the application must include a final environmental decision and a water permit.

Zakres projektu

The 2026 loan notice covers: climate adaptation, including green-blue infrastructure, removal of impermeable surfaces, sustainable rainwater systems and storm-water drainage (the drainage build is permitted only when other adaptation actions are also planned), water-retention structures, and channel/near-channel retention including river-course renaturalisation, oxbow-lake revitalisation and wetland restoration; drinking-water supply infrastructure; remediation of failures and environmental hazards at environmental/water-management facilities; planning/strategic tools for climate-risk analysis; specialist rescue/hazard equipment; and climate-adaptation projects financed from foreign sources.

Inny warunek

The programme permits conditional partial forgiveness (subject to NFOŚiGW funding rules) only for loans to an individual local-government unit or its union, or a public-service company at least 70% owned by such local-government entities, for wastewater or climate-adaptation/environmental-hazard projects: up to 50% of disbursed loan if the applicable G indicator is below 1200, or up to 30% if it is at least 1200, capped at PLN 5 million. The highest relevant G indicator among the communes in the county/voivodeship or company/union governs. This is not a general automatic discount.

Inny warunek

Interest is variable, paid currently in quarterly periods; the first payment falls at the end of the calendar quarter following the quarter in which the first tranche is disbursed. Where multiple special rate categories apply, the beneficiary chooses the rate.

Inny warunek

The financing term is counted from the date of the first planned loan tranche to the date the last instalment is repaid.

Inny warunek

The exact catalogue row combines the 28/NC/UR/8.1/2026 loan identifier with the 29/NC/UR/8.1/2026 grant identifier, and its action_types array says Dotacja. Its linked official page, title and archived call package identify the loan product. This packet therefore records loan terms only; grant terms are not attributed to this route.

Inny warunek

Loan amount, scope, schedule, disbursement, financing period, grace period, repayment schedule, financing structure and security may be negotiated. A signed negotiation specification does not itself obligate NFOŚiGW to provide funding; the binding commitment arises only when the written funding agreement is signed.

Inny warunek

The programme’s §7.4 beneficiary list additionally includes state budgetary units whose statutory tasks include environmental protection, while the exact loan call notice omits them. This packet preserves the source difference and does not determine whether that additional programme category can apply to this call.

Inny warunek

The October 2026 priority programme states an overall budget up to PLN 1.25 billion, including PLN 50 million for non-repayable forms and PLN 1.2 billion for repayable forms. The current loan notice identifies up to PLN 1.2 billion for repayable forms; neither figure is an individual applicant cap.

Alokacja naboru

1 200 000 000 zł

Call allocation, not a per-beneficiary or per-project maximum. The programme separately states total PLN 1.25bn, including PLN 50m non-repayable and PLN 1.2bn repayable; this packet records only the exact loan call’s PLN 1.2bn allocation.

Koszt kwalifikowalny

The programme allows eligible costs incurred from 1 January 2021 through 31 December 2035, assessed under NFOŚiGW’s Eligible-Cost Guidelines, subject to the programme’s own restrictions and any applicable foreign-programme rules.

Koszt kwalifikowalny

Under the incorporated general guidelines, employee remuneration for staff engaged in the project may be eligible only where the position description or duties expressly identify project tasks, and only in proportion to project work versus other duties. The guidelines list gross pay and specified employer statutory costs as potentially eligible. There is no project-specific role list, salary rate or headcount in the call documents.

Koszt kwalifikowalny

For adaptation projects financed from foreign sources, eligible-cost rules follow the rules applicable to those sources; the NFOŚiGW loan may finance expenditures that are ineligible under the foreign programme, except for fixed assets acquired through leasing. The exact foreign programme and its cost guide are not identified in this route packet.

Koszt kwalifikowalny

Bonuses or awards other than jubilee awards may be eligible only if all three cumulative conditions are met: they are provided by the beneficiary’s work/remuneration rules or other applicable labour rules; introduced at least six months before the funding application; and potentially cover all beneficiary employees under the same award rules for project and non-project staff.

Limit kosztu kwalifikowalnego

3 % of eligible project costs

Project-management costs are restricted to investor supervision only; expenses above this cap are ineligible.

Intensywność wsparcia

100 % of eligible costs

Maximum loan intensity. Actual amount is subject to eligible costs, call allocation, NFOŚiGW assessment, state-aid rules where applicable and agreed loan conditions.

Koszt niekwalifikowalny

Indirect costs are treated as ineligible by the general guidelines unless the priority programme or contract provides otherwise. This programme’s express management-cost exception is limited to investor supervision under §6(2)(a).

Koszt niekwalifikowalny

The guidelines exclude civil-law contract remuneration for project tasks where the same person is funded under project-management costs and/or their employment duties already include implementing the project.

Koszt niekwalifikowalny

Acquisition of fixed assets through leasing is ineligible under the programme. For foreign-funded adaptation projects, the programme permits loan financing of expenditures that are not eligible under the foreign programme, but keeps the leasing exclusion.

Koszt niekwalifikowalny

The guidelines exclude PFRON employer payments, ZFŚS-funded benefits, civil-liability insurance for public officers for damage caused while exercising public authority, jubilee awards and severance pay. Optional contributions not required by national law are excluded unless all three cumulative §3.3 tests are met: provided in beneficiary work/remuneration rules or other applicable labour rules; introduced at least six months before application; and potentially covering all employees under the same rules. ZFŚS treatment remains internally conflicting: §3.3 lists employer ZFŚS write-offs among examples of potentially eligible employer costs, while §3.3/§4.2 exclude ZFŚS-funded benefits/write-offs; this packet does not resolve that conflict.

Karencja, maksimum

18 months after project completion

A capital-repayment grace period may be used; measured from the final tranche to first principal payment, capped at 18 months after project completion.

Oprocentowanie, minimum

2 % annual minimum floor

For projects financed under FEnIKS 2021–2027 or FEPW 2021–2027; variable formula WIBOR 3M minus 100 bp, minimum 2.0%. If more than one special rule (b)–(d) applies, the beneficiary chooses the rate.

Oprocentowanie, minimum

1,5 % annual minimum floor

For projects implemented by “green communes” and “park communes”; variable formula WIBOR 3M minus 50 bp, minimum 1.5%, subject to §7.3(3)(c)–(d).

Oprocentowanie, minimum

1 % annual minimum floor

For beneficiaries in communes where a national park or nature reserve was created or expanded from 2024; variable formula WIBOR 3M minus 100 bp, minimum 1.0%, subject to §7.3(3)(d).

Oprocentowanie, minimum

2 % annual minimum floor

Variable rate formula: WIBOR 3M, with 2.0% annual minimum, subject to special categories in §7.3(3)(b)–(d). This is a floor, not the current interest quote.

Kapitał pożyczki, minimum

50 000 zł

Only project type §7.5.4 (planning/strategic climate-risk tools); does not set a maximum.

Kapitał pożyczki, minimum

100 000 zł

For project types §7.5.1–7.5.3 and §7.5.5–7.5.6; does not set a maximum.

Okres pożyczki, maksimum

300 months from first planned tranche to final repayment

Only justified cases arising from project or beneficiary specificity; 25 years is an exceptional ceiling, not an automatic term.

Okres pożyczki, maksimum

180 months from first planned tranche to final repayment

Ordinary maximum period; justified exceptions may use a longer period up to 25 years.

• Inna rola

  Koszt personelu, który grant może sfinansować

  Conditional generic personnel-cost category under the currently applicable NFOŚiGW cost guidelines, subject to the programme’s cost period and limitations. The job description/duties must explicitly identify project tasks and cost is apportioned by the employee’s project-task share. Potential components are gross pay and employer costs under applicable law. This does not establish a particular hire, salary, headcount, or rate. Where activities are project management, the programme limits eligible management costs to investor supervision capped at 3% of eligible project costs.

• Archived 7z package member: Call notice — Adaptacja loan

  gov.pl

• NFOŚiGW Guidelines on Eligible Costs (current publication attachment)

  gov.pl

• NFOŚiGW publication page for eligible-cost guidelines

  gov.pl

• NFOŚiGW: 2026 continuous call, Adaptation to Climate Change, Part 1 — loan

  gov.pl

• NFOŚiGW programme page: Adaptation to Climate Change

  gov.pl

• Priority Programme: Adaptation to Climate Change, Part 1 (October 2026)

  gov.pl

Otwarcie

1 paź 2026

Instytucja

NFOŚiGW · Adaptacja do zmian klimatu

Źródło

gov.pl

Sprawdzono

23 paź 2026

Status przeglądu

Przegląd częściowy

Przejrzano

23 paź 2026