Inwestycyjna Pożyczka Obronnościowa
Dolnośląski Fundusz Rozwoju · DFR · National call
Summary
Not an R&D call a Polish company can use, by Scindu's rule.
Provides investment loans for SMEs implementing projects in Dolnośląskie that strengthen business continuity, infrastructure resilience, or operations during extraordinary disruptions.
- Who can apply
- Companies can lead: SME.
- Amount
- up to PLN 4,000,000Catalogue budget
- Deadline
- No deadline
- Status
- Openopened 7 May 2026
Machine-classified from the call text; check eligibility at the source.
Description
The description is on the provider's page.
Who can apply, in detail
- Applicant types
- SME
- Purpose
- Deployment and investment
- R&D relevance
- 1 of 3
- Poland eligible
- Yes
- Country limit
- Poland, Dolnośląskie
- Region
- dolnośląskie
- Consortium
- Single applicant
- Readiness level (TRL)
- —
- Topics
- Business continuity
- Infrastructure resilience
- Defence preparedness
Machine-classified from the call text; check eligibility at the source. 23 Oct 2026
Conditions
Typed facts extracted from the source documents by Scindu's grant-data review. Each value keeps its own conditions. Unknown means unstated, not zero or unlimited.
- Applicant restriction
- Applicant must conduct business in Dolnośląskie or have a registered office, branch, subsidiary, establishment or representative office there.
- Applicant type
- Micro, small or medium enterprise.
- Eligible project scope
- Project must be carried out in Dolnośląskie and strengthen continuity, infrastructure resilience or ability to operate during extraordinary disruptions; eligible uses are enumerated on the product page.
- Other condition
- Minimum security value is 130% of principal plus projected-period interest. Loan-funded spending must be documented and normally settled no later than 30 days after completion; spending window is 180 days after the relevant disbursement, with a possible individually approved 90-day extension.
Amounts and costs
- Catalogue budget
- up to PLN 4,000,000
Figure as listed by the provider. Whether it is the total allocation or a per-project cap is unverified unless a reviewed condition says so.
- Eligible cost
- Page enumerates cyber-security/technology resilience, operational resilience, crisis production transformation, and logistics/warehouse security; purchase of vehicles and other transport is expressly excluded from the logistics category.
- Ineligible cost
- Product-specific exclusions include refinancing existing credit/loan/leasing, public-law obligations and fines, pre-application costs, unrelated activity, and specified restricted activities; the page also refers to general exclusions in the DFR loan regulation.
- Grace period, maximum
- 6 months
Principal repayment grace may be granted; it does not extend the repayment period.
- Loan interest, minimum
- 2.15 percent per annum
Fixed 2.15% rate only on preferential de minimis terms. Where de minimis conditions are not met, financing is on market terms starting at 5.3% (fixed or variable); do not treat these as one unconditional rate.
- Loan principal, maximum
- PLN 4,000,000
Maximum loan principal; this is repayable financing, not a grant award.
- Loan term, maximum
- 84 months
Repayment maximum begins from date of loan or first tranche disbursement.
Call facts
- Opens
- 7 May 2026
- Provider
- Dolnośląski Fundusz Rozwoju · DFR
- Source
- dfr.org.pl
- Checked
- 24 Oct 2026
- Review status
- Partial review
- Independent QA
- No published hold
- Reviewed
- 23 Oct 2026
This is a summary of the source page, not the official text. Eligibility, conditions and the submission system are at the source.