3.7 Gospodarka wodno-ściekowa poza granicami aglomeracji

NFOŚiGW · Gospodarka o obiegu zamkniętym, w tym gospodarowanie odpadami, ochrona wód i gospodarka wodna · National call

28/NC/OW/3.7/2025/Pożyczka_ poza_KPOŚK

Not an R&D call a Polish company can use, by Scindu's rule.

Supports water and wastewater management outside agglomeration boundaries; applicant categories are unspecified.

Who can apply: Unclear from the source.
Amount: Budget not stated
Deadline: 30 Jun 2029in 980 days
Status: Openopened 31 Jul 2025

Open the official page Register to keep this call

Machine-classified from the call text; check eligibility at the source.

Description

The description is on the provider's page.

Who can apply, in detail

Purpose: Energy, environment, infrastructure
R&D relevance: 0 of 3
Poland eligible: Yes
Country limit: Poland
Region: Any
Consortium: Unclear
Readiness level (TRL): —
Topics: Water management
Wastewater infrastructure
Areas outside agglomerations

Machine-classified from the call text; check eligibility at the source. 23 Oct 2026

Conditions15

Typed facts extracted from the source documents by Scindu's grant-data review. Each value keeps its own conditions. Unknown means unstated, not zero or unlimited.

Applicant type: Eligible beneficiaries are local government units and their associations, plus entities providing public services in performing the local governments’ own tasks.
Application restriction: The application must be timely, use the form and method in force, be complete and correctly signed with required annexes, fit an eligible beneficiary and programme project type, not already be completed, and comply with project-period, financing-form/intensity and no-double-funding criteria. Applicant-related access checks include no NFOŚiGW termination/rescission for applicant-attributable reasons in the prior three years (except mutual agreement), and compliance with public-law and civil-law obligations to NFOŚiGW.
Application restriction: Applications are submitted through GWD. Without an electronic signature, the electronic submission is accompanied by a generated short printout with barcode and properly signed declarations; the paper version is due by 15:30 on the deadline date. Electronic and paper cutoffs are 23:59 and 15:30 respectively; late applications are rejected. Continuous consideration is subject to available allocation.
Application restriction: The exact row identifies the 3.7 2025 loan route as continuously open from 31 July 2025 through 30 June 2029. The catalogue snapshot marks it open as captured 22 October 2026; live GWD acceptance was not checked.
Eligible project scope: Eligible types include local wastewater treatment plants with networks for compact settlements; modernization/expansion of local plants; transfer networks and facilities tied to closing existing plants; and sanitary sewer construction or modernization where settlement/economic activity is sufficiently concentrated and lawful treatment is demonstrated.
Eligible project scope: Further eligible types are building connections to existing or in-construction sanitary sewers; receiving/retention installations for hauled wastewater and domestic-plant sludge; vehicles for transporting liquid waste/sludge; and digital reporting/recording/inspection systems. Vehicle and digital-system types (f and g) are eligible only when implemented together with at least one type a–e.
Eligible project scope: Projects serve municipal wastewater generated outside agglomerations included in the National Municipal Wastewater Treatment Programme (KPOŚK), with the programme’s specified exceptions for certain receiving/retention installations and tanker discharge stations.
Other condition: Bonuses/premia are eligible only when provided by applicable work/pay rules, introduced at least six months before application, and potentially covering all employees on the same terms. Ineligible employee-cost items include PFRON contributions, benefits paid from ZFŚS, public-officer civil-liability insurance for exercise of public authority, and jubilee awards and severance.
Other condition: For projects by beneficiaries in municipalities where a national park or nature reserve was created or expanded from 2024, the rate is WIBOR 3M minus 100 basis points, with a 1% annual floor.
Other condition: Loan tranches may be paid as advances or reimbursement.
Other condition: In justified cases arising from the project’s or beneficiary’s specifics, the loan term may differ from the standard 15-year maximum but may not exceed 25 years; term is measured from planned first-tranche disbursement to planned final principal instalment.
Other condition: The programme provides for partial loan forgiveness under NFOŚiGW rules and the loan agreement. A request may follow repayment of 40% of the disbursed loan; maximum cancellation is 50% when G1 is below 1,200 or 30% when G1 is at least 1,200, with a PLN 5 million ceiling in either tier, subject to public-aid rules and confirmation of project durability; the last principal instalments are reduced. G1 is the per-capita tax revenue index for the municipality for the year before application; the programme uses the highest relevant G index among municipalities in the county/voivodeship or local-government association/company for determining percentage tier.
Other condition: For type (a), site conditions must make household biological plants unsuitable and network plus collective-treatment construction economically justified; for a plant over 1,000 RLM, the stated treatment standard applies; connected networks must enable connection of at least 75% of the service-area RLM.
Other condition: Qualitative review assesses ecological-effect data, implementation feasibility and schedule including permits/documentation, cost estimate basis and three-year durability, technology/alternative analysis, institutional experience and coherent data; financial assessment covers historical and forecast position, feasibility, durability and balanced financing; public-aid permissibility also applies where relevant. Negative forecast-finance assessment causes rejection; negative institutional-capacity assessment does not if feasibility criterion 2 is positive.
Other condition: Types e, f and g have individually determined eligible-cost valuations rather than a stated fixed per-RLM ceiling.

Amounts and costs15

Call allocation: PLN 500,000,000
Total programme budget as consolidated with changes effective 4 October 2026; not an individual project cap.
Eligible cost: Potentially eligible direct project employee remuneration includes gross remuneration and employer charges, only when job description/duties clearly identify the project tasks and remuneration is allocated in proportion to project work. Bonus/premia has additional conditions. This category excludes costs allocated to project management outside programme-permitted investor supervision/digital-system implementation; no hire, title, headcount or pay is asserted.
Eligible cost: At least 87% of total eligible project costs must be construction/installation works and deliveries within the enumerated programme categories. Investor supervision is capped at 3% of eligible project costs; project preparation (design documentation, author supervision and necessary approvals) is capped at 10%, and excess amounts are ineligible.
Eligible cost: Eligible-cost period is 1 January 2025 through 31 December 2035. Costs must meet the NFOŚiGW eligible-cost guidelines and programme-specific limits and be incurred within the period; for a continuous call the general guidelines in force when an application is filed apply unless the NFOŚiGW Board decides otherwise.
Eligible unit cost, maximum: PLN 3,000
Maximum unit eligible cost for project subtype d specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.
Eligible unit cost, maximum: PLN 6,500
Maximum unit eligible cost for project subtype b-1 specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.
Eligible unit cost, maximum: PLN 22,500
Maximum unit eligible cost for project subtype c specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.
Eligible unit cost, maximum: PLN 6,500
Maximum unit eligible cost for project subtype b-2 specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.
Eligible unit cost, maximum: PLN 29,500
Maximum unit eligible cost for project subtype a specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.
Funding intensity, maximum: 100 eligible costs
Maximum financing intensity for this loan route; not a grant rate or an assertion that every proposed cost is eligible.
Ineligible cost: Programme expressly excludes land purchase/compensation; tender documentation; project management except investor supervision and digital-system implementation; technical assistance, opinions and expertise; administrative-building works; administrative fees; specified plans/reports and intangible assets outside exceptions; mobile fixed assets outside stated exceptions, remote-access equipment, non-fixed assets, leased fixed assets and operating costs; insurance; indirect costs; VAT.
Grace period, maximum: 18 months after project completion; measured last tranche to first principal instalment
Optional grace on principal repayments; measured from last loan tranche to first principal instalment, no later than 18 months after project completion.
Loan interest, minimum: 2 annual interest rate
Standard route interest is variable WIBOR 3M with an annual floor of 2%; distinct lower-rate clause applies to the defined green-municipality projects.
Loan principal, minimum: PLN 300,000
Minimum loan principal under this exact route.
Loan term, maximum: 180 months from planned first tranche to last planned principal instalment
Standard maximum is 15 years; for justified cases arising from project or beneficiary specifics, the period may be different but cannot exceed 25 years. Numeric fact reflects only the standard 15-year period; exception separately preserved.

Personnel and services1

Other role
Staff cost the grant can fund
Conditional fundable personnel category under the current NFOŚiGW Guidelines P.1.1-13 captured 23 October 2026: job description/duties must clearly identify the employee’s project tasks and costs are allocated in proportion to project work; potentially eligible remuneration components are gross pay and employer charges. Programme-specific project-management and indirect-cost exclusions remain controlling; this does not establish that management or indirect personnel are eligible. No hire, title, headcount, FTE, salary or pay rate is asserted. Continuous-call guidelines in force on application date apply unless NFOŚiGW decides otherwise.

Source documents11

Call facts

Opens: 31 Jul 2025
Provider: NFOŚiGW · Gospodarka o obiegu zamkniętym, w tym gospodarowanie odpadami, ochrona wód i gospodarka wodna
Source: gov.pl
Checked: 24 Oct 2026
Review status: Partial review
Independent QA: No published hold
Reviewed: 23 Oct 2026

This is a summary of the source page, not the official text. Eligibility, conditions and the submission system are at the source.

Summary

Description