3.4 Współfinansowanie projektów dotyczących gospodarki odpadami, gospodarki o obiegu zamkniętym i rekultywacji terenów zdegradowanych realizowanych w ramach działania FENX.01.04 i FENX.01.05 programu FEnIKS 2021-2027

Purpose

Energy, environment, infrastructure

R&D relevance

0 of 3

Poland eligible

Yes

Country limit

Poland

Region

Any

Consortium

Unclear

Readiness level (TRL)

—

Topics

• Waste management
• Circular economy
• Degraded land remediation

Machine-classified from the call text; check eligibility at the source. 23 Oct 2026

Typed facts extracted from the source documents by Scindu's grant-data review. Each value keeps its own conditions. Unknown means unstated, not zero or unlimited.

Applicant type

The NFO loan is available only to beneficiaries of the FEnIKS 2021–2027 programme carrying out projects in FENX.01.04 or FENX.01.05; applicant qualification follows the underlying selected FEnIKS project and its beneficiary rules.

Application restriction

Access requires timely submission, current form/mode, completeness and signature, eligible FEnIKS beneficiary and project type, no applicant-attributable NFOŚiGW termination in the previous three years except mutual agreement, compliance with public and civil liabilities to NFOŚiGW, uncompleted project, compliant timeline and loan form, and positive verification/selection under FEnIKS.

Application restriction

Applications use GWD. If the applicant cannot use an electronic signature, the GWD-generated barcode printout and declarations signed under representation rules must also be filed. One application per same project and same funding form is considered; a refused application can be replaced by a new same-intake application, including after access or qualitative rejection.

Application restriction

The exact local record identifies open continuous loan route 3.4, identifier 7/NC/OZ/3.4/2026/Pożyczka_FENIKS, from 31 March 2026 through 30 December 2027. Snapshot status is open as captured 22 October; live GWD submission was not checked.

Application restriction

This NFOŚiGW support is a follow-on loan: the applicant must first obtain FEnIKS funding and the project must pass verification and be selected under FENX.01.04 project types 1–5 or FENX.01.05 types 7a–7b. Applications for projects without that FEnIKS funding are rejected.

Application restriction

The required-document annex includes authority to represent, audited/financial/statistical records when applicable, current multi-year financial forecast for local-government applicants where applicable, updated feasibility study and active financial model, and evidence balancing project funding sources. The project-specific FEnIKS application’s technical/environmental sections are not replaced by the limited update requested here.

Eligible project scope

Eligible underlying projects cover FENX.01.04 waste management/circular economy project types 1–5 and FENX.01.05 nature protection/green infrastructure project types 7a–7b. The call announcement describes municipal selective-collection systems and reuse, municipal-waste installations and recycling, industrial circular-economy optimization, food-waste prevention, reclamation/remediation of economically degraded land, and removal of improperly stored waste and resulting threats.

Other condition

This loan is expressly not subject to forgiveness; cancellation provisions from other NFOŚiGW loans do not apply to this route.

Other condition

The instrument is a loan only. It may be preferentially priced at variable WIBOR 3M, with a 2% annual floor, or on market terms at the European Commission reference rate; a market-rate loan is not state aid. Interest is paid quarterly, with the first payment at the end of the calendar quarter following the quarter in which the first tranche is paid.

Other condition

Maximum NFOŚiGW loan is the difference between the project’s total cost and its Cohesion Fund grant amount, subject to eligible-cost rules. This is a residual financing formula, not a fixed individual loan ceiling, a percentage of eligible costs, or a grant.

Other condition

In justified cases based on analysis of the applicant’s financial situation and the project, the term can extend to 25 years; measured from planned first tranche through planned final principal repayment. Optional principal grace is measured from the date of the final tranche and may not exceed 12 months after project completion.

Other condition

Public-aid permissibility is tested where relevant. The access criteria require the underlying FEnIKS project to be positively verified and selected. The qualitative admission criteria assess historical and forecast applicant finances; failure of forecast feasibility/financial sustainability/balanced financing is rejection, while negative historical financial assessment alone is not fatal if forecast criterion 2 is positive.

Other condition

Qualitative admission criteria assess the applicant’s current financial position, forecast financial feasibility/sustainability and balanced project funding, and public-aid permissibility where applicable. Failure of forecast financial criterion rejects the application; failure of historical financial criterion alone is not fatal where criterion 2 is positive.

Other condition

Project-personnel bonuses may qualify only when provided by employment/pay rules at least six months before the FEnIKS project application (unless statutory law provides them) and potentially covering all employees on equal terms. Additional remuneration tied to the project has its own rulebook, timing, coverage, project-period and proportionality requirements. No actual bonus, applicant pay amount or title is asserted.

Staff monthly hours, maximum

276 hours per person per month across all projects and funding sources

The guideline’s combined monthly workload ceiling covers the person’s total engagement in EU-funded projects and other-funded actions, including own and third-party funds, regardless of engagement form; it is not a per-project staffing allocation.

Call allocation

PLN 50,000,000

Programme allocation is up to PLN 50 million for repayable financing; it is a shared programme pool, not an individual loan cap.

Eligible cost

Costs may qualify from 1 January 2021 through 31 December 2029. The programme applies NFOŚiGW cost guidelines, with cost-type categories aligned to the applicable FEnIKS eligibility guidelines; the FEnIKS limits for individual categories or groups are expressly not applied by this programme. Approved underlying project documents remain necessary to establish cost-by-cost eligibility.

Eligible cost

Project personnel expenses may qualify only where staffing is necessary by the project’s nature and authorized in the selected FEnIKS project. Eligible pay components may include gross salary and employer charges. Duties must be documented in employment/assignment documents or job description. For partial project assignment, tasks must be identifiable and costs follow actual project time proportion, with a source-recognized exception where responsibility/complexity/competence justifies a different share. For EFRR/FS/FST, personnel pay cannot exceed the beneficiary’s pay for analogous roles or equivalent qualifications.

Eligible cost

Project costs must satisfy the underlying FEnIKS approved scope and applicable eligible-expenditure guidelines; NFO programme’s wording explicitly disapplies the FEnIKS unit/category limits. NFO loan amount may fund only the residual between total project cost and Cohesion Fund support, and any project-specific approved budget remains decisive.

Eligible cost

VAT is eligible only when the beneficiary actually and finally bears it and has no legal ability to deduct input VAT from output VAT in any part; if VAT can be deducted but is not claimed, it remains ineligible.

Ineligible cost

The current FEnIKS guidance excludes beneficiary employees paid through civil-law contracts other than a contract for specific work, subject to exceptions for statutory employment restrictions and R&D. EFRR/FS/FST operating-phase costs, including salaries of employees hired to operate the investment, are generally ineligible unless expressly approved in the project application and incurred during the approved eligibility period. Project managers and other named occupations are not asserted eligible by this route.

Grace period, maximum

12 months after project completion; starts from last tranche

Optional grace on principal payments; the source caps it at 12 months from project completion and says measurement begins at the final tranche.

Loan interest, minimum

2 annual variable interest rate

Only for the preferential-price option: WIBOR 3M with a 2% annual floor. The market-price option is a separate rate based on the European Commission reference rate.

Loan term, maximum

180 months from planned first tranche to planned final principal repayment

Standard loan term maximum is 15 years. In justified cases arising from the analysis of applicant finances and project, it can be extended to at most 25 years.

• Other role

  Staff cost the grant can fund

  Potentially fundable project-personnel cost category, not a promise or requirement to hire. Engagement must be necessary by the project’s nature, documented in employment/assignment records or job description, and tied to tasks in the approved FEnIKS project; partial engagement requires identified tasks and proportional allocation, except the source’s justified responsibility/complexity/competence variation. Gross pay and employer charges may qualify, within analogous-position pay limits for EFRR/FS/FST; the combined workload ceiling is 276 hours monthly across all EU and other-funded projects/actions. The NFO loan is only residual co-financing, and no specific occupation, applicant staffing plan, headcount, FTE, salary, or pay rate is inferred. The exact underlying FEnIKS project file/version is not supplied, so project-specific approval and version applicability remain unknown.

• Official call announcement, March 2026 continuous NFOŚiGW loan intake

  gov.pl

• Application regulations, March 2026

  gov.pl

• Guidelines on expenditure eligibility 2021–2027, minister-approved 19 May 2026 / effective 25 May 2026

  funduszeeuropejskie.gov.pl

• Official FEnIKS/European Funds publication page for 2021–2027 expenditure-eligibility guidelines

  funduszeeuropejskie.gov.pl

• NFOŚiGW Guidelines on eligible costs, P.1.1-13, exact original bytes reused from a neighboring route capture

  gov.pl

• NFOŚiGW official call page: 3.4 FEnIKS waste/circular economy co-financing

  gov.pl

• Priority programme 3.4, co-financing under FENX.01.04 and FENX.01.05

  gov.pl

• Annex 1: Required documents for applications

  gov.pl

Opens

31 Mar 2026

Provider

NFOŚiGW · Gospodarka o obiegu zamkniętym, w tym gospodarowanie odpadami, ochrona wód i gospodarka wodna

Source

gov.pl

Checked

24 Oct 2026

Review status

Partial review

Independent QA

No published hold

Reviewed

23 Oct 2026