Termoizolacja budynków w zakresie wynikającym z audytu energetycznego

Purpose

Energy, environment, infrastructure

R&D relevance

0 of 3

Poland eligible

Yes

Country limit

Poland, Śląskie voivodeship

Region

śląskie

Consortium

Unclear

Readiness level (TRL)

—

Topics

• Building insulation
• Energy efficiency
• Energy audits

Machine-classified from the call text; check eligibility at the source. 23 Oct 2026

Typed facts extracted from the source documents by Scindu's grant-data review. Each value keeps its own conditions. Unknown means unstated, not zero or unlimited.

Applicant restrictionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

The Fund conditions the loan and its amount on creditworthiness under banking law and appropriate legal security for repayment; the exact security form is not named on the route page.

Applicant restrictionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

The Fund will not contract with entities that do not meet statutory fee/penalty obligations or have due liabilities to the Fund where collection steps have been taken.

Applicant restrictionExact route-linked regulation; task-level title application remains applicant/property specific.

The linked OA regulation requires documented legal title to the property covered by the application. Its OA1.5 category is considered under EU standards/commitments and integrated ecological, economic and social criteria. Where the application concerns a privately owned building, the exact captured source set does not spell out how the applicant’s property-title evidence is to be presented for the individual building; preserve this question.

Applicant typeExact page prose and linked regulation; category tags are not separately treated as eligibility.

The exact route page names legal persons and natural persons conducting business activity. The linked 2024 OA regulation excludes state budget units (PJB); broader route language is subject to that explicit exclusion.

Application restrictionExact mixed-version application archive; do not infer C2/standalone grant availability.

The route-linked C1 finance form is a 2025 template and lists separate financial documentation for a loan applicant and a grant applicant, including proposed disbursement and security; its C2 archive is expressly for entrepreneurs/other organizational units and includes selected financial documents. These templates are applicant/instrument-specific and do not override route-specific financing.

Application restrictionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

For year-round directions in General Rules §5.2.2, tasks completed before application submission are not funded; this is a general rule, conditional on no more specific applicable exception.

Application restrictionConditional General Rules scope for exact route OA1.5 / 95467.

Where the special terms do not displace the General Rules workflow, forms are made available in the Fund’s teleinformation system and applications are registered there. Deadlines for competition/intake rounds are set by their regulations or announcements; other directions not assigned a deadline are accepted year-round. An application is formally complete only when correctly filled and containing required information and documents. The Fund notifies the applicant within 30 days of receipt about completeness or missing items, extendable to 180 days when justified by application volume. The applicant must correct within 30 days of receiving notice (extensions to 60 days may be granted on a justified request); without timely correction, the application receives no further assessment. The Fund may request supplements at any assessment stage. A financing decision/promissory decision is for a fully prepared project with documents appropriate to its specifics; the Fund sends written notice of decision, loss of force, or refusal. If the agreement is not signed within four months of the decision (or another period stated in it), the decision expires; a timely extension request may lead the Fund Management Board to set a new deadline, and absent such request the decision expires. The exact route separately states its continuous intake and paper/e-Doręczenia handling; those route-specific directions are preserved.

The general process applies only where more specific terms do not displace it; OA1.5 separately states continuous intake and its paper/e-Doręczenia instructions.

Application restrictionExact page and read-only local snapshot.

The exact page says continuous intake. The v25 local row is open with no deadline; live availability beyond captured sources is unverified.

Application restrictionExact OA regulation §3.5; task-specific foreign cofinancing remains unknown.

For a task cofinanced from foreign sources, the linked OA regulation requires Fund financing exclusively in loan form. The exact route page otherwise lists loan or grant-with-loan, so this foreign-source condition is a branch-specific restriction, not a universal route financing rule.

Application restrictionExact route directions and route-linked regulation §§2.1–2.2.

The route page permits paper delivery and electronic submission via e-Doręczenia under its instructions. The linked regulation allows delivery in person, by post/courier, ePUAP or e-Doręczenia; electronic documents each require a separate trusted or qualified signature. Deficiency correction is generally 30 days, extendable to 60 days by a justified request filed before expiry.

Application restrictionExact route-linked B2 form; same-task/same-invoice clause only.

The linked 2026 B2 form asks the applicant to list own, Fund and other sources and disclose whether other financing is contracted, promised or only requested. It states that the funded entity must return the part of Fund financing where other public funds paid or will pay the same task invoices that underlie the Fund payout.

Eligible project scopeExact route-page title/description and linked 2026 audit card; form fields elaborate data requested but do not define reimbursement.

The exact OA1.5 route covers thermal insulation of building envelopes within the scope resulting from an energy audit. The route page does not list all eligible line-item costs or set a per-building subsidy amount.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

A beneficiary must mark the project under the Fund’s project-marking rules available on its website.

Conditional on becoming a Fund beneficiary; details are in the separate referenced guidance.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; only if the selected exact OA1.5 loan is remissible and no more specific binding route term or agreement displaces the rule.

Only if the eventual OA1.5 loan product is remissible: General Rules 49/2026 require the cited no-public-reimbursement, timely completion/effect, durability-expiry, minimum timely repayment and current-Fund-obligations conditions. The exact route page does not identify remissible versus non-remissible loan subtype, so remission paths are conditional and not promised.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

Only if this route’s eventual loan is remissible and all joint §3.1 conditions are met: remission is reduced by any Fund grant used on the same task; by 15% for amendments in the specific §3.2.3(a) cases (sewer connections, asbestos-removal mass, or municipal low-emission programmes); by 30% for other amendments reducing planned ecological effect; and by 5% per qualifying document or principal-installment delay exceeding 30 days. The §2.3(a) examples are not treated as OA1.5 conditions. Loans for tasks resulting from an administrative order to remove pollution consequences are not eligible for remission. These are conditional general rules, not evidence of this route’s loan subtype or remission entitlement.

Conditional on eventual remissible subtype, all joint §3.1 prerequisites and the precise facts in each cited subclause. §3.2.3(a) examples are not treated as route terms; the 30%/5% reductions and §3.4 exclusion apply only within their cited scopes.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

Submitting a partial-remission request does not suspend current payments. Under the remission agreement, amounts paid under the loan after the remission request are refunded, without interest on the refunded sums.

Only if the loan subtype is remissible and a remission request and agreement occur. This does not establish that the route loan is remissible or that remission will be granted.

Other conditionConditional common remission procedure, General Rules Table 3 §§3.3.1–3.3.4; exact OA1.5 route page does not identify loan subtype.

Only if the eventual OA1.5 loan is remissible and a remission request is made: General Rules 49/2026 place decisions up to 0.5% of the Fund’s prior-year revenue with the Management Board and larger decisions with the Supervisory Board; the approved amount cannot exceed the borrower’s actual obligations under the loan contract on the request date. The rules in force on request date govern the decision; the Fund contracts with the applicant for the partial remission and controls the new task funded from remission proceeds. This is conditional procedure, not evidence that OA1.5 loan is remissible or remission will be approved.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

A Fund-financing agreement is generally concluded after applicant selection of contractors or suppliers; earlier conclusion is possible when justified by the project’s nature.

Conditional general contract-process rule; the exact route does not establish procurement timing or a project-specific exception.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

Fund support settlement counts expenditures incurred after the date the application was submitted, documented by invoices and related payment confirmations; both invoice date and payment date must satisfy this rule.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

The beneficiary must maintain durability of the investment project created through the funded task for at least five years from its completion.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

Foreign-currency invoices are settled using the NBP average exchange rate announced for the business day before the invoice date.

Applies only if the project has qualifying foreign-currency invoices.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

At every stage of task implementation, the beneficiary must inform the Fund of the amount of financing obtained from other sources.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

General rules permit advance payments according to the physical-financial schedule up to 90% of its value; for tasks financed through the state-budget targeted reserve, advances may reach 100%. The remaining amount is paid against invoices after previously paid advances are settled. This is a disbursement mechanism, not a total financing rate.

Conditional general disbursement rule; the route does not establish targeted-reserve financing, an awarded schedule, or actual advance amount.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

Planned installments are paid no more often than once per calendar quarter.

Conditional on Fund support being disbursed in installments.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

Installments, including advances, are conditional on Fund acceptance of a settlement reflecting current project progress and planned disbursements; subsequent advance installments also require accepted settlement of invoices for the prior advance.

Conditional general disbursement conditions; actual award and schedule are unknown.

Other conditionExact 2026 workbook fields; do not turn form prompts into a certification rule or cost category.

The linked 2026 energy-audit card records building age/structure and heated area/volume, existing and planned systems, building-envelope partition areas and thermal transmittance, insulation thickness/conductivity, and the criterion for choosing insulation thickness (examples: NPV, simple payback or Rmin). The form asks for consistency with an energy audit but does not specify an auditor credential in the reviewed extract.

Other conditionBounded to exact route page, regulation and linked application/energy audit forms.

The exact route page and linked form set provide no annual route allocation, remaining balance or absolute PLN per-project cap. They do not establish hiring permission, payroll eligibility, job titles, headcount or pay rates; staffing remains empty.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

Under the general ordinary-loan rule, interest is preferential and variable by the bill rediscount rate; the applicable coefficient is applied to the rate in force on the first day of the contract month, and the rate is adjusted each subsequent month using the rediscount or base rate in force on that month’s first day. Public-aid loans may use the distinct §1.3.6 base-rate-plus-margin method, already stated separately in this packet. The exact contract rate remains unknown.

Conditional common-rule treatment where this exact route loan is governed by Table 1 and no more specific route terms displace it. Existing floors are minima, not actual rates. Public-aid terms remain conditional and route applicability is unknown.

Other conditionExact route-linked forms plus current General Rules timing conditions.

The C1 template says the Fund agreement is concluded after contractor/supplier selection; the B2 form requests planned completion dates and outcome evidence. The route-linked forms ask for the project’s energy audit and total investment; none guarantees funding of every line item or costs incurred before submission.

Other conditionExact linked workbook fields; no payroll claim inferred from contact/signature inputs.

The 2026 audit card requests building, system, envelope, energy-use, fuel and cost data; its aggregate section includes annual fuel/service costs, total investment, simple payback and an NPV comparison for own-only versus external funding. These fields do not establish hiring, eligible staff costs, salary rates or a job count.

Other conditionExact route link and retained PDF.

The route links the Fund’s project-marking guidance. It is retained for implementation requirements; no specific signage format or deadline is asserted in this partial fact.

Other conditionCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

For tasks governed by public-aid rules, the Fund may set a different annual interest calculation using the base rate at contract date plus the margin under the applicable European Commission communication, but not below the corresponding §1.3.2, §1.3.3 or §1.3.4 floor. The specific aid regime and resulting rate for an OA1.5 applicant are unknown.

Other conditionExact route, linked regulation and current 2027 list.

The exact route page and linked 2024 regulation use OA1.5. The 2027 priority list uses TE1.5 with a thermomodernization title; the regulation requires accordance with the list applicable in a given year. Preserve these source versions rather than assuming the identifiers are identical.

Other conditionExact linkages and member names/version strings; currentness not overclaimed.

The exact route links the 2026 thermomodernization archive, the 2024 OA regulation, public-aid forms and marking guidance. The archive contains 2026 application/audit files but also a 2025 C1 financial form, so a 2026 archive Last-Modified timestamp does not establish every member as a new 2026 form.

Other conditionExact route page only; 100% rate is separately typed.

The route page lists a loan or grant with a loan, combined to 100% of eligible costs. No route-specific loan/grant split, stand-alone grant rate, annual allocation, remaining pool or absolute per-project PLN amount is stated on the exact page.

Eligible costCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 unless displaced by a more specific binding route term or agreement.

General eligible costs are the physical-financial schedule items necessary to achieve the ecological effect and allowed by the schedule instructions. For publicly co-financed tasks, eligible costs also follow the rules of those public funding sources. No exact OA1.5 asbestos-specific cost line list or unit cap is established by the reviewed exact route page.

Funding intensity, maximumCurrent WFOŚiGW Katowice General Rules 49/2026 §4; conditionally applicable to exact OA 1.5. / 95467 if both Fund support and other public support finance the task and no more specific binding term displaces it. The ceiling applies regardless of Fund support form; bridge loans are excepted.

100 percent of eligible project costs combined from Fund and other public sources

For any task receiving WFOŚiGW Fund support together with support from other public sources, the aggregate Fund and other-public-source financing may not exceed 100% of eligible task costs, except for bridge loans. This does not establish a route-specific product entitlement, replace any separate route ceiling, or mean that a remaining call balance or project award equals 100%.

Funding intensity, maximumGeneral Rules 49/2026 Table 1 §1.2.1, ordinary Fund loan; conditional for OA1.5 route.

100 percent of eligible task costs

Conditional general rule for an ordinary Fund loan only; the exact route page does not identify loan subtype and links a separate current-year regulation.

Funding intensity, maximumThe exact route page states combined support in loan or grant-with-loan form up to 100% of eligible costs. It does not provide a standalone grant intensity or absolute PLN award cap.

100 percent of eligible costs for combined route-listed loan / grant-with-loan support

Combined ceiling only; not a grant-only rate, project amount, annual pool or remaining budget.

Ineligible costConditional grant-only exclusion from linked OA regulation §3.3; not broadened to pure insulation tasks.

The route itself is building-envelope insulation. Under its linked general OA regulation, Fund grant financing does not cover installation of coal-fired devices; this condition matters only if a supported task also includes such equipment and does not state a blanket loan exclusion.

Grace period, maximumCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

18 months maximum after contractually stated project completion

Repayment starts not earlier than 6 months after contractual completion; bridge-loan exception does not apply to this route loan branch.

Loan interest, minimumCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

1.5 percent per annum minimum for non-remissible loans

Only if the route contract is non-remissible; rate in the actual agreement remains unknown.

Loan interest, minimumCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

2 percent per annum minimum

Only a qualifying municipality/county and remissible loan; subsidy entitlement year is the year the loan application is filed.

Loan interest, minimumCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

3 percent per annum minimum for remissible loans

If remissible; §1.3.4 contains a separate qualifying municipal/county rate floor.

Loan partial remission, maximum amountCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

PLN 200,000

10% of principal used, capped at PLN 200,000; no earmark to a new task.

Loan partial remission, maximum amountCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

PLN 4,000,000

35% of principal used; remission proceeds must fund a qualifying new environmental task.

Loan partial remission, maximum shareCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

10 percent of principal used

Alternative A; capped at PLN 200,000 and has no new-task earmark.

Loan partial remission, maximum shareCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

35 percent of principal used

Alternative B; requires remission proceeds for a new environmental task aligned with Environmental Protection Law objectives, with separate PLN 4m cap.

Loan principal, maximum shareCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

100 percent of beneficiary own contribution for a publicly cofinanced task

Only for tasks cofinanced from public sources; up to 100% of beneficiary own contribution, not 100% of all project costs. Table 7 definition 4 defines own contribution as scheduled task outlays equal to eligible task costs less public aid obtained. The exact route does not establish the foreign-funding/public-aid status or an own-contribution amount.

Repayment required before remission, minimumGeneral Rules 49/2026 Table 3 §3.1(d), conditional only; exact OA1.5 loan subtype unverified.

50 percent of loan principal used, repaid on time

Only if eventual loan subtype is remissible, all joint §3.1 prerequisites apply, and early repayment alone is not enough; this is a general conditional prerequisite, not an OA1.5 entitlement.

Loan term, maximumCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

240 months maximum from contractually stated project-completion date, including grace

Ordinary loan; §1.4.2 bridge exception is not route-listed. Half-principal repayment schedule condition also applies.

Loan term, minimumCurrent WFOŚiGW Katowice General Rules 49/2026; conditional for exact OA1.5 loan unless displaced by a more specific binding route term or agreement.

48 months minimum from contractually stated project-completion date, including grace

Ordinary loan lower bound; actual schedule set by agreement. The §1.4 limits exclude bridge loans, which are not listed for this route.

• WFOŚiGW Katowice General Rules 49/2026

  wfosigw.katowice.pl

• Katowice priority list for 2027

  wfosigw.katowice.pl

• WFOŚiGW Katowice selection criteria effective from 1 January 2012

  wfosigw.katowice.pl

• C2 financial application part for entrepreneurs and other organizational units

  wfosigw.katowice.pl

• Official marking guidance linked by OA1.5 page

  wfosigw.katowice.pl

• Public aid attachment archive linked by OA1.5 page

  wfosigw.katowice.pl

• Exact Katowice OA1.5 / 95467 route page

  wfosigw.katowice.pl

• Regulamin naboru wniosków z zakresu ochrony atmosfery i ochrony przed hałasem, resolution 140/2024

  wfosigw.katowice.pl

Opens

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Provider

WFOŚiGW Katowice

Source

wfosigw.katowice.pl

Checked

24 Oct 2026

Review status

Partial review

Independent QA

No published hold

Reviewed

24 Oct 2026