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WFOŚiGW Rzeszów · National call

article-1559

Summary

Not an R&D call a Polish company can use, by Scindu's rule.

Provides bridge loans for environmental protection and water management projects through WFOŚiGW Rzeszów; eligible applicants and loan amounts are unspecified.

Who can apply
Unclear from the source.
Amount
Budget not stated
Deadline
27 Nov 2026in 34 days
Status
Openopened 9 Feb 2026
Open the official pageRegister to keep this call

Machine-classified from the call text; check eligibility at the source.

Description

The description is on the provider's page.

Who can apply, in detail
Purpose
Deployment and investment
R&D relevance
0 of 3
Poland eligible
Yes
Country limit
Poland, Subcarpathian Voivodeship
Region
podkarpackie
Consortium
Unclear
Readiness level (TRL)
—
Topics
  • Environmental protection
  • Water management
  • Bridge financing

Machine-classified from the call text; check eligibility at the source. 23 Oct 2026

Conditions27

Typed facts extracted from the source documents by Scindu's grant-data review. Each value keeps its own conditions. Unknown means unstated, not zero or unlimited.

Applicant type
Entities using the environment under Article 3(20) of the Environmental Protection Law may apply, subject to creditworthiness and adequate security.
Application restriction
The W-4 application form asks for repayment no later than 14 days after receiving EU-fund reimbursement. It is a form requirement for the applicant’s repayment schedule, rather than a universal separately defined grace-period maximum.
Application restriction
Use W-3 for local-government units (JST) and W-4 for businesses/other entities excluding JST, as separate mandatory applicant-class forms named by the current notice. Submit in person, by mail/courier, or electronically with qualified/trusted signature through ePUAP or e-Delivery; the electronic application and each attachment must be separately signed.
Application restriction
The Fund may end or suspend intake before the announced date. The call notice also permits an extension; current acceptance and available allocation were not verified.
Application restriction
No financing of project elements invoiced before application submission.
Application restrictionCurrent W-4 non-JST application form repayment schedule for the stated bridge-loan form branch.
The current W-4 application asks that the bridge loan be repaid no later than 14 days after the applicant receives reimbursement of funds from the European Union fund. This is a repayment-timing requirement in W-4; it is not a general loan grace-period or maturity limit.

Applies to the repayment date entered/undertaken in W-4; exact applicability to the W-3 JST branch remains unresolved with the form-version mapping. Source says “days” and does not specify calendar/business-day counting.

Application restriction
Continuous intake from 9 February through 27 November 2026; Fund may extend the deadline in justified cases and can stop or suspend intake under the current Fund Rules; no live acceptance or remaining funds were verified.
Eligible geography
Project must be in Podkarpackie and not completed.
Eligible project scope
Other eligible statutory environmental or water-management projects may be considered only if free resources are available and the project achieves environmental effect.
Eligible project scope
Investment projects in Podkarpackie in environment protection or water management, consistent with the 2026 priority list. Other projects within the listed statutory categories are possible only if Fund resources are available and the project achieves an environmental effect.
Eligible project scope
Bridge financing for liquidity on projects co-financed from European Union funds; repayable foreign/EU funding is the described rationale.
Other conditionExecuted agreement and each disbursement stage, not an award guarantee.
The published agreement template makes actual loan terms contract-specific: amount, project and schedule, implementation/effect deadlines, security, interest and repayment dates are completed in the executed agreement. Each disbursement/transche is conditional on established agreed security and correct payment request, financial settlement, invoice/account evidence, and acceptance protocols; the template sets payment within 14 working days after the required documents are submitted.

Blank template fields require the signed agreement for borrower-specific terms; quoted requirements describe the published model only.

Other conditionFinal financial settlement after financed work.
The Fund accepts for settlement only task components included in the financial-material schedule attached to the agreement; final settlement lists all invoices and receipts against the schedule and records other funding sources.

Specific evidence and accepted amounts remain subject to the signed agreement and Fund review.

Other condition
Loan principal cannot exceed the amount of aid guaranteed by the applicable funding agreement; no fixed PLN ceiling is stated.
Other condition
Fund obligation arises when the financing agreement is concluded; award is not guaranteed by application or approval alone.
Other condition
The W-3 requires the “Annex 2” environmental effect form appropriate to the project type. The official current forms index supplies distinct branch forms for air quality, energy transition, sewage management, water management, waste/soil protection, climate adaptation, and biodiversity/ecosystems. W-3 also asks for the ecological/technical description, existing and planned technical parameters, environmental impact during and after implementation, site/location and environmental decisions; it says use an environmental impact assessment or DNSH analysis if prepared for the specific project. No one category form is selected without facts about a particular project.
Other condition
Award depends on borrower creditworthiness under banking law and obtaining adequate security.
Other condition
Before award, Fund must determine that the project cost financing is fully balanced; application requires a financing plan identifying Fund loans/grants, other finance, foreign grants and own funds.
Other condition
The general one-year grace limit does not apply to bridge loans; this provision states no bridge-loan maximum grace period. Actual repayment terms are determined by the agreement and reimbursement timing.
Other conditionRzeszów bridge loan annual rate adjustment under Board Rules §10(7); applies per subsequent repayment year.
For every subsequent repayment year, the interest rate is increased by 0.04 times the bill rediscount benchmark rate, subject to the specified early-repayment rules that preserve the existing interest rate. The benchmark annual reference is set using the 1 January rate. This is a proportional reference-rate multiplier, not a fixed 4 basis points and not a fixed 4 percentage-point addition.

Benchmark is the bill rediscount rate; annual reference fixed on 1 January. Subject to §23(3)-(4) early repayment rules; no assumption about count/timing of repayment years beyond source wording.

Other condition
The 0.7-times bill rediscount formula is subject to a general increase by 0.04 times that rate for each subsequent repayment year; the annual rate is fixed using the 1 January benchmark. The Fund Rules preserve the existing rate for specified early repayments under §23(3)-(4).
Other condition
JST applicants use the current notice’s W-3 form. Its checklist requires: Annex 1 financial/physical schedule based on estimate or contractor contract; Annex 2 ecological effect form selected for the project type; Annex 3 contractor agreement only if selected; Annex 4 council resolution to incur this Fund loan; Annex 5 election certificate or selection resolution for the executive; Annex 6 council resolution appointing treasurer; Annex 7 county/province board resolution authorizing credit/loan legal acts, where those applicants apply; Annex 8 evidence of the amount of guaranteed non-repayable foreign aid. At agreement signing, W-3 additionally requires RIO repayment-capacity opinion and permits/decision-status declaration, subject to the stated design-and-build/special-case timing exception. The W-4 remains applicable to businesses and other non-JST applicants; this does not narrow the notice’s broader beneficiary class.
Other condition
Fund bridge loans under §11 are explicitly excluded from partial remission, so general Fund remission rates/prerequisites do not apply to this call.
Other condition
Completed tasks are not considered; elements invoiced before application are not financed.
Other condition
W-3 contains a four-question public-aid screen; its text states that four TAK answers mean the requested finance is public aid and requires the appropriate aid annex. A no answer requires a detailed justification. The application form’s embedded aid-document list cites 2010 de-minimis and 2016 other-aid templates, while the Fund’s current forms index now links a 2025 form for Regulation (EU) 2023/2831 and a different other-aid form dated from 1 May 2026; the Fund index also lists a 2024 “Pomoc publiczna” worksheet. This is a source-vintage difference, preserved as a conflict; the reviewed material does not itself state a formal repeal/supersession mapping. Current form index and instruction are Fund-specific, not national substitutes. No individual JST or project aid status is inferred.
Other condition
Separate application packages apply: W-3 for JST and W-4 for businesses/other entities excluding JST. W-3 requires the financial/physical schedule, the project-category Annex 2 ecological-effect form, a contractor agreement if already selected, JST resolutions/office-holder documents, and proof of guaranteed non-repayable foreign aid. It also requires the relevant environmental-effect/DNSH narrative and permits status; public-aid forms are conditional on the four-part screen. W-4-specific financial, legal, environmental and aid attachments remain bound separately for the non-JST route.
Other conditionPayment during performance and final financial-accounting stage.
The payment request is the agreement’s Annex 2 and supports a tranche request; the final financial settlement worksheet maps invoices/receipts to the agreement’s financial-material schedule, records planned/incurred costs and financing sources, and requires final settlement to list all invoices and receipts for the task by schedule item.

Only costs/items included in the signed agreement schedule are accepted; the final worksheet is not an application-stage form.

Amounts and costs7
Eligible cost
Eligible investment costs: construction works, deliveries and services; materials and equipment; investor supervision and geodetic services; mechanical and technological commissioning; preliminary and preparatory works and project promotion, jointly capped at 10% of total eligible investment costs.
Eligible cost
VAT is eligible only when it is a project cost and the borrower cannot deduct or recover it under separate rules.
Eligible cost limitCombined preliminary works, preparatory works and promotion for the financed investment project
10 percent of eligible investment costs

Aggregate cap; denominator is total eligible investment costs, not total project value.

Funding intensity, maximumTotal WFOŚiGW assistance, including bridge loan and any other Fund support for the same project
100 percent of eligible project costs

The bridge loan also cannot exceed the aid amount guaranteed by the funding agreement.

Ineligible cost
For non-investment eligible costs, the Fund Rules exclude salaries of permanent employees and honoraria/pay under mandate or specific-task contracts within the supported entity. This call is limited to investment costs; no project staffing entitlement is stated.
Loan interest, minimumMinimum annual nominal rate for a bridge loan
2 percent per annum

Rate formula is 0.7 × bill rediscount rate; floor is 2.0% p.a.; benchmark is fixed for the calendar year using the 1 January rate.

Loan term, maximumMaximum bridge-loan repayment period, including any grace
180 months including grace

Ordinary ceiling is 10 years; 15 years is allowed in justified cases.

Source documents22
Call facts
Opens
9 Feb 2026
Provider
WFOŚiGW Rzeszów
Source
bip.wfosigw.rzeszow.pl
Checked
24 Oct 2026
Review status
Partial review
Independent QA
No published hold
Reviewed
23 Oct 2026

This is a summary of the source page, not the official text. Eligibility, conditions and the submission system are at the source.