Pożyczki płatnicze
WFOŚiGW w Zielonej Górze · National call
Summary
Not an R&D call a Polish company can use, by Scindu's rule.
Payment loans are offered, but eligible beneficiaries and financed activities are not specified.
- Who can apply
- Unclear from the source.
- Amount
- Budget not stated
- Deadline
- 30 Nov 2026in 37 days
- Status
- Openopened 17 Feb 2026
Machine-classified from the call text; check eligibility at the source.
Description
The description is on the provider's page.
Who can apply, in detail
- Purpose
- Deployment and investment
- R&D relevance
- 0 of 3
- Poland eligible
- Yes
- Country limit
- —
- Region
- lubuskie
- Consortium
- Unclear
- Readiness level (TRL)
- —
- Topics
- Loan financing
- Payment liquidity
Machine-classified from the call text; check eligibility at the source. 23 Oct 2026
Conditions
Typed facts extracted from the source documents by Scindu's grant-data review. Each value keeps its own conditions. Unknown means unstated, not zero or unlimited.
- Application restrictionPayment loan
- A complete application with required attachments is the basis for award.
Applicant categories and required attachment list are not stated in this programme text; specific contract controls.
- Eligible project scope2026 payment-loan programme
- Liquidity bridge for unpaid eligible liabilities under a grant funded from non-repayable foreign assistance, and VAT on projects compliant with the Environmental Protection Law.
Only unresolved financial obligations to the foreign funding source or tax office; project must already be physically completed; funding subject to Fund capacity.
- Other condition2026 recruitment
- Official call page states applications from 17 February through 30 November 2026.
Call reports continuous intake subject to Fund capacity.
- Other condition2026 application preparation; general form plus payment-loan form and conditional aid annex
- The application set separates general applicant/project information (Part A) from loan financial characterization (Part C), including total expenditures and sources of financing. State-aid attachment work is conditional on the applicant-specific state-aid analysis indicated by Instruction 2.
Form fields are information requests, not proof of applicant status, eligibility, support amount or award.
- Other conditionPayment-loan eligibility
- The task must be complete in physical scope before the payment loan is awarded.
Proceeds cover unpaid accounting liabilities associated with the completed task; not general pre-financing of unfinished project implementation.
- Other condition2026 General Rules §10(1)-(3), post-award disbursement modes; distinct from the payment-loan programme’s own source-receipt seven-day repayment trigger.
- The 2026 General Rules allow advance, direct payment against accounting documents to the applicant with proof of onward vendor payment within 7 days, or reimbursement. If an advance mode is used, the first tranche may be up to 70% of the awarded amount within 14 days after agreement signature; later tranches follow financial settlement of the advance. For reimbursement or direct-to-applicant payment, disbursement follows a partial task settlement and a Fund payment request.
These are general disbursement branches only where the signed agreement and payment-loan-specific rules adopt them; they do not assert that this product provides an advance or that an applicant has an agreement or payment entitlement.
- Other conditionProgramme year
- Applications for the calendar year of award are accepted continuously.
Call page gives 17 February through 30 November 2026; programme awards depend on Fund financial capacity.
- Other condition2026 General Rules §9(1)-(4), post-award contract stage.
- General Rules require a written civil-law support agreement specifying at least the amount/form, task, start/end dates, total/eligible costs, planned physical/ecological/educational effects and supporting-document/final-settlement deadlines, payment mode/timing, security, sanctions and termination terms. The Fund may terminate for abandonment, misuse, failure to achieve planned effects, lapsed security not replaced by the required deadline, or another agreement breach. The applicant bears costs and fees related to concluding/performing the agreement and establishing/releasing security.
Actual agreement content governs the particular award; no agreement, security form, breach, termination, or applicant cost is presumed.
- Other condition2026 General Rules §6(1)-(3), assessment and implementation stages.
- General Rules §6 condition support on compliance with environmental-use fees and environmental-law penalties associated with all the applicant’s or managed assets/operations in Lubuskie, and on proper performance of all obligations to the Fund under contracts or law. The applicant must also conduct public-facing information and promotion about environmental behavior and the benefits of the supported ecological solutions.
The environmental-fee/penalty condition is scoped to the stated assets, devices and installations in Lubuskie. The promotional duty is a general programme rule subject to any more specific call/contract provisions.
- Other conditionApplicable 2026 General Rules §§1(1)-(3) and 2026 Selection Criteria §§1-5; general eligibility/selection stage, subject to product-specific rules.
- The 2026 general rules require defined physical and ecological effects and balanced financing, compliance with law and applicable criteria, and remain subject to Fund financial capacity. The adopted selection criteria give environmental-policy alignment a higher-order role, prioritize tasks on the annually adopted priority list, and assess planned physical/ecological effects, readiness, finances and financing security. The regional-impact criterion additionally requires the task to be in Lubuskie and meet at least one listed regional-impact condition. Formal requirements include the correct form and attachments, contractor agreements where applicable, possible further documents, state-aid compliance, and the relevant public-procurement or civil-code contractor-selection route.
Assessment criteria and Fund capacity govern decision-making; no applicant-specific legal form, priority-list match, public-aid status, procurement route, or award is inferred. Specific payment-loan terms prevail where they differ.
- Other conditionGeneral loans; supplementary context
- The general 2026 loan rules state that loans under those rules are not remitted.
Payment-loan programme expressly incorporates these rules for matters it does not regulate; neither source makes remission an entitlement under this payment-loan programme.
- Other conditionGeneral loans; supplementary to payment-loan programme
- General 2026 loan rules require at least two accepted security forms; minimum property security equals the loan amount plus 30% for interest, default interest and contractual penalties.
Applicant-specific security must be accepted by Fund; programme has no distinct security clause.
- Other conditionGeneral loans; supplementarily to payment-loan programme
- General loan rules provide a standard maximum 15-year repayment term, exceptional extension to 20 years in particularly justified cases, and capital-repayment grace capped at 18 months and no more than 12 months after completion.
Payment-loan programme instead says repayment period follows underlying foreign-funding agreement or VAT-settlement rules; exact interaction between this bespoke provision and standard maxima is not expressly resolved. No term is inferred for an individual loan.
- Other conditionGeneral 2026 Fund loan rules; apply supplementarily only where payment-loan programme is silent
- General 2026 loans reset by the WIBOR 3M value on the last business day before each calendar quarter; the payment-loan programme has its own explicit variable WIBOR 3M + 50 bp formula.
Do not import the general loan branch spreads or floors into the expressly regulated payment-loan rate.
- Other conditionApplication-stage template, not a general grant-term or cost ceiling
- The route-linked loan schedule is a blank planning template with work/delivery/service line items, physical scope, unit and quantity, total-cost and eligible-cost columns, aggregate totals and Fund financing line, and approval fields. No filled cost estimate or amount is provided by the template.
Applicant-specific values must come from its project; none are inferred from this blank template.
- Other conditionRepayment trigger and deadline
- Borrower must repay the payment loan to the Fund within seven days after receipt of foreign-source funds or full/partial VAT refund/settlement.
Each receipt/refund/settlement triggers repayment; detailed contract controls.
- Other condition2026 application stage; forms/attachment schedules listed by Fund
- Current route publishes a general application, payment-loan-specific financial form, instructions, an XLS loan schedule, and eight applicant-category attachment checklists. Which checklist applies depends on applicant legal type; no applicant category is inferred.
The route lists eight applicant-specific checklists, and no applicant category is inferred. The payout form is a separate post-award instrument tied to an existing agreement and invoices; its presence does not assert an award or that the applicant qualifies for drawdown.
- Other conditionSeparate complementary financing, not the payment loan
- Recipients may also obtain a separate loan for eligible costs under the Fund rules in effect in the award year.
Governed by the separate annual general and loan rules; terms not imported into the bridge-loan claims.
- Other condition2026 payment-loan route; supplementarity rule
- The 2026 general assistance and loan rules supplement matters the payment-loan programme does not regulate.
Specific payment-loan provisions govern subjects they regulate; other clauses of the 2026 general and loan rules may apply on remaining matters.
Amounts and costs
- Ineligible costGeneral rules on eligible costs, relevant unless programme defines otherwise
- General 2026 rules exclude permanent employee wages, honoraria, and in-unit mandate/work-contract remuneration from eligible expenditure.
The payment-loan programme refers to qualifying costs and adopts general rules where it is silent; no staffing/vacancy claim is made.
- Interest margin over the reference rate, fixed (basis points)Payment-loan variable annual rate during the entire agreement; quarterly WIBOR 3M reference.
- 50 basis points above WIBOR 3M
Programme-specific rate. The 2026 programme expressly sets this fixed spread and a separate 5% annual minimum; general loan-rate branches apply only to matters not regulated by the programme, so they are not substituted for this payment-loan rate.
- Loan interest, minimumPayment loan
- 5 percent per annum
Floating WIBOR 3M + 50 bp applies, subject to this floor.
- Loan principal, maximum shareEligible unpaid foreign-grant liabilities or VAT on environmentally compliant projects
- 100 percent of eligible costs
This is loan principal, not grant intensity; only unresolved obligations; award depends on Fund financial capacity.
- Share of a named budget component, maximumCombined eligible-project-budget component: promotion, preliminary/preparatory work, and project management; denominator is total eligible expenditure under General Rules §7(1)(e).
- 20 % of total eligible expenditure
This cap limits the combined listed component; it does not itself make each expense eligible. Apply the payment-loan programme’s specific cost conditions where different; the 20% is not grant intensity or a financing share.
Source documents
- 2026 payment-loan call detail page
- 2026 General assistance rules, adopted Annex 2 to RN resolution 000/63/25
- 2026 loan and remission rules, Annex 3 to RN resolution 000/63/25
- 2026 payment-loan programme
- 2026 selection criteria referenced by general rules
- Applicant attachment checklist: association
- Applicant attachment checklist: commercial-law company
- Applicant attachment checklist: cooperative
- Applicant attachment checklist: county or voivodeship
- Applicant attachment checklist: gmina
- Applicant attachment checklist: research institutions, universities, unincorporated units
- Applicant attachment checklist: state legal person
- Applicant attachment checklist: water company
- General application, Part A
- Instructions for applicant legal status, Part A
- Instructions for state-aid information, Part A
- Instructions for funding sources in Part C
- Route-linked payment-loan disbursement request and invoice schedule (post-award, existing agreement)
- Loan application, Part C financial characterization
- Loan substantive-financial schedule template (legacy XLS; captured byte-for-byte; formula cells not interpreted)
Call facts
- Opens
- 17 Feb 2026
- Provider
- WFOŚiGW w Zielonej Górze
- Source
- wfosigw.zgora.pl
- Checked
- 24 Oct 2026
- Review status
- Partial review
- Independent QA
- No published hold
- Reviewed
- 24 Oct 2026
This is a summary of the source page, not the official text. Eligibility, conditions and the submission system are at the source.